Federal Loan Limits
Dependent Students
Freshman: 0-29 completed credits
- Maximum Subsidized Amount: $3,500
- Additional Unsubsidized Amount: $2,000
Sophomore: 3-29 completed credits
- Maximum Subsidized Amount: $4,500
- Additional Unsubsidized Amount: $2,000
Junior or Senior: 60 or more completed credits
- Maximum Subsidized Amount: $5,500
- Additional Unsubsidized Amount: $2,000
Independent Students
Freshman: 0-29 completed credits
- Maximum Subsidized Amount: $3,500
- Additional Unsubsidized Amount: $6,000
Sophomore: 3-29 completed credits
- Maximum Subsidized Amount: $4,500
- Additional Unsubsidized Amount: $6,000
Junior or Senior: 60 or more completed credits
- Maximum Subsidized Amount: $5,500
- Additional Unsubsidized Amount: $7,000
Graduate Loan Limits
- Maximum Unsubsidized Amount: $20,500
Aggregate Student Loan Limits
Undergraduate dependent students
$31,000; no more than $23,000 can be subsidized.
Undergraduate independent students
$57,500; no more than $23,000 can be subsidized.
Graduate students
$138,000; no more than $65,000 can be subsidized.
Actual Loan Amounts
The actual loan funds that get credited to the student’s account are the base amount of the loan minus the origination fees charged by the Department of Education. The Department charges an origination fee prior to sending the loan funds to the school. This fee is typically between one to five percent of the total amount of the loan.
Contact the Financial Aid Office
If you need help or have questions about student loan programs, please reach out to the Office of Financial Aid: 412-536-1125 or finaid@laroche.edu.